Category: Articles

Introduction Corporate governance plays a critical role in determining a company’s creditworthiness. While financial metrics like profitability, leverage, and cash flows are fundamental, rating agencies

Introduction Credit ratings are more than just an assessment of financial ratios and balance sheet strength. They represent a holistic opinion of an organization’s ability

Credit ratings play a central role in global financial markets by serving as independent assessments of a company’s or government’s creditworthiness. These ratings, issued by

Credit ratings are among the most widely used benchmarks of financial health. Issued by credit rating agencies after a detailed assessment of a borrower’s financial

In India’s financial ecosystem, credit ratings are more than just numbers—they are a reflection of a company’s credibility, governance, and ability to meet financial obligations.

In India’s financial ecosystem, credit ratings are more than just numbers — they are a mirror of a company’s credibility, governance standards, and ability to

Introduction A credit rating is not a one-time stamp of approval — it is a forward-looking opinion that needs to reflect your company’s current and

Introduction A credit rating is a forward-looking opinion — not a one-time stamp. To remain meaningful, that opinion must be continuously validated against changing business

Introduction A credit rating is not a one-time exercise. Business conditions, financial performance, and industry dynamics evolve constantly—and so must credit ratings. This is where

Introduction — Why Committees Are Vital Credit Rating Committees are perhaps the most important governance mechanism within a Credit Rating Agency (CRA). They ensure that