Category: Articles

Understanding Relative Credit Assessment in Rating Methodologies Credit ratings are not absolute judgments made in isolation. They are relative opinions that place a company’s credit

How They Influence Credit Ratings and Financing Outcomes Credit ratings are not static indicators. They evolve with changes in business performance, financial structure, and the

Why Credit Ratings Go Beyond Financial Statements Credit ratings are often viewed as an outcome of financial strength — balance sheets, profitability, leverage, and cash

Understanding How Credit Rating Agencies Evaluate the Core of a Business Credit ratings are not driven only by numbers on a balance sheet. While financial

Why Cash Flows Sit at the Core of Creditworthiness Assessment In credit rating evaluation, few elements carry as much weight as cash flow analysis. While

Why Audited Financial Statements Matter in the Credit Rating Process Credit ratings are fundamental benchmarks in financial markets. They signal an entity’s creditworthiness — that

How Credit Rating Methodologies Vary Across Industries Credit ratings play a critical role in determining a company’s access to capital, cost of borrowing, and credibility

Essential Steps for Companies In today’s capital-driven business environment, a credit rating is far more than a compliance requirement or a funding formality. It is

Introduction – Why This Link Matters Financial inclusion — the ability of individuals and small enterprises to access useful and affordable financial services — is

Quick takeaway Credit ratings reduce information frictions, improve price discovery, expand investor reach and link regulatory capital to observable credit risk. When credible and well-governed,